First-Time Buyers
First-Time Home Buyers
Walking you through every step from pre-approval to keys.
Buying your first home is one of the most significant financial milestones of your life. It can also be the most overwhelming. Between down payments, closing costs, and the "Stress Test," there is a lot to navigate.
Down Payment Requirements
In Canada, you can buy a home with as little as 5% down for properties under $500,000. For the portion above $500,000, you need 10%. We help you identify sources for your down payment, including RRSP withdrawals (HBP) and gifted funds.
From Renting to Owning
A young couple in Moose Jaw was tired of paying $1,800 in rent and wanted to buy their first bungalow.
The Result
We secured a pre-approval and guided them through the First-Time Home Buyer Incentive. Their new monthly costs are now less than their old rent.